Credit card fraud is a common problem and especially with the growth of online transactions. Today we have cases of people losing their money right from their credit card. The good news is that it is now easy to prevent credit card fraud.
You just need to know how to protect the information of your card from malicious people and website. If you don’t expose your information to a third party, then no one will able to use the information to steal from you. Here are tips to protect you from credit card fraud:
Scan for computer virus
When your computer has viruses and malware, then you are exposed to credit card fraud. If you regularly do online transactions, then make sure that your computer is always protected. Hackers can use phishing technique to get important information from your computer.
When all the important information from your computer is exposed, then there are high chances of credit card fraud. Use a good anti-virus on your computer and regularly scan your computer to remove any viruses. It is important also to avoid clicking on links sent to your e-mail or even available on social media.
Protect your identity
Identity theft is a common method used by people who want to take money from your credit card. You expose your identity by carelessly giving out your name, social security numbers and other important details. Identity theft means that people will use your money by pretending to be you. You might notice when the damaged has already been done, and you have already lost a lot of money.
It is important to monitor all your credit card transaction once in a while. You should make sure that you authorized all the transactions appearing on the card. In case you notice anything suspicious, then it is important to lock your credit card. Locking your card will prevent further damage and even gives you time to clear all the suspicions that you might have.
Don’t share your pin
The logical thing when trying to protect yourself from credit card theft is to make sure that you do not share your pin. Also, remember to avoid making your pin obvious by using your birthday or social security numbers. The idea is to make it difficult for anyone who will come in contact your credit card.