|

Extraordinary Service
FREE 24-Hour Telephone Banking
– Click here for more information.
Market Rate Savings/Money Market Accounts
- Very high rates for lower balances
- Extremely high rate for higher balances, based on a National
Money Market Index
- Choose how you want to access your account: in person, checks,
telephone, mail, passbook, ATM, or Online Banking
- Minimum to open account = $50.00; $5.00 if under age 18
- Minimum to waive fees = $500 minimum daily balance
- If minimum daily balance is not met, the following charges
apply:
- Monthly fee = $2.00; waived if under age 18
- Per check paid = FREE
- Per deposit = FREE
- Per deposited item = First 25 FREE, then $0.25 per
item
- ATM Card available for Statement and Money Market Accounts
only
- Special Money Market checks available ($5.00 for 40 checks)
- Limitations: Subject to Regulation D (If over six (6) pre-authorized
debits per month (limited to three (3) third party checks) = $5.00
per item)
Please call one of our customer service representatives for more
information on these accounts, including any fees you may be charged
to own this account.

Certificates of Deposit/IRAs
- Competitive Rates
- Flexible maturities up to 60 months
- Minimum to open account = $500.00
Please call one of our customer service representatives for more
information on these accounts, including any fees you may be charged
to own this account.

Holiday Club
- No fees or costs
- High interest rate
- Payment of principal and interest of October 25th
- Minimum to open account = $5.00
- Per deposit = FREE
- Per deposited item = FREE
- Limitations: Interest forfeited if closed early
- Eligibility requirement: Personal Accounts Only
Please call one of our customer service representatives for more
information on these accounts, including any fees you may be charged
to own this account.


|