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Market Rate Savings/Money Market Accounts
Certificates of Deposit/IRAs
Holiday Club

 


Market Rate Savings/Money Market Accounts

  • Very high rates for lower balances
  • Extremely high rate for higher balances, based on a National Money Market Index
  • Choose how you want to access your account: in person, checks, telephone, mail, passbook, ATM, or Online Banking
  • Minimum to open account = $50.00; $5.00 if under age 18
  • Minimum to waive fees = $500 minimum daily balance
  • If minimum daily balance is not met, the following charges apply:
    • Monthly fee = $2.00; waived if under age 18
    • Per check paid = FREE
    • Per deposit = FREE
    • Per deposited item = First 25 FREE, then $0.25 per item
  • ATM Card available for Statement and Money Market Accounts only
  • Special Money Market checks available ($5.00 for 40 checks)
  • Limitations: Subject to Regulation D (If over six (6) pre-authorized debits per month (limited to three (3) third party checks) = $5.00 per item)

Please call one of our customer service representatives for more information on these accounts, including any fees you may be charged to own this account.

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Certificates of Deposit/IRAs
  • Competitive Rates
  • Flexible maturities up to 60 months
  • Minimum to open account = $500.00

Please call one of our customer service representatives for more information on these accounts, including any fees you may be charged to own this account.

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Holiday Club
  • No fees or costs
  • High interest rate
  • Payment of principal and interest of October 25th
  • Minimum to open account = $5.00
  • Per deposit = FREE
  • Per deposited item = FREE
  • Limitations: Interest forfeited if closed early
  • Eligibility requirement: Personal Accounts Only

Please call one of our customer service representatives for more information on these accounts, including any fees you may be charged to own this account.

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Fees may affect earnings on the accounts.
Rates may change after the account is opened.

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