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FREE 24-Hour Telephone BankingClick here for more information.

All Personal Checking Accounts Offer:

  • FREE MasterMoney® Debit Card
  • FREE Western Reserve Bank ATM Card
  • FREE Unlimited ATM transactions at Western Reserve Bank ATM
  • FREE (No Surcharge) ATM Withdrawals at many local, regional and national ATMs – Click Here for more information.
  • 7 FREE ATM withdrawals at other banks' ATMs (Other bank's surcharge may apply)
  • FREE Check Images
  • Overdraft Protection Available
  • Direct Deposit & Electronic Payments
  • FREE Online Bill Pay (Bank approval required)
Personal Checking
Interest Checking
Reserve 50 Interest Checking
Sole Proprietor and Non-Profit Organizations


Personal Checking

  • Minimum to open account = $25.00
  • Minimum to waive fees = $500 minimum daily balance
  • If minimum daily balance is not met, the following charges apply:
    • Monthly fee = $4.00
    • Per check paid = $0.10
    • Per deposit = FREE
    • Per deposited item = FREE
  • First 50 Checks FREE
  • Eligibility requirement: Personal Accounts Only

Please call one of our customer service representatives for more information on these accounts, including any fees you may be charged to own this account.

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Interest Checking

  • Higher Interest Rate
  • Minimum to open account = $50.00
  • Minimum to waive fees = $1,000 minimum daily balance
  • If minimum daily balance is not met, the following charges apply:
    • Monthly fee = $6.00
    • Per check paid = $0.15
    • Per deposit = FREE
    • Per deposited item = FREE
  • First 50 Checks FREE
  • Eligibility requirement: Personal Accounts Only

Please call one of our customer service representatives for more information on these accounts, including any fees you may be charged to own this account.

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Reserve 50 Interest Checking

  • Higher Interest Rate
  • Age 50 and up
  • Minimum to open account = $25.00
  • Minimum to waive fees = an Active savings or CD account
  • If minimum daily balance is not met, the following charges apply:
    • Monthly fee = $4.00
    • Per check paid = FREE
    • Per deposit = FREE
    • Per deposited item = FREE
  • First 50 Checks FREE & ½ off reorders
  • FREE Travelers Cheques, Money Orders, and Cashiers Checks
  • Discounts on Safe Deposit Boxes
  • Eligibility requirement: Personal Accounts Only

Please call one of our customer service representatives for more information on these accounts, including any fees you may be charged to own this account.

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Sole Proprietor and Non-Profit OrganizationsClick here to learn about Organizational Interest Checking Accounts.

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