| ATM or debit card replacement
(lost card) |
$10.00 |
| ATM transactions at Western Reserve Bank
ATMs |
Free (unlimited) |
| ATM transactions at MoneyPass® or InterCept ATMs |
No surcharge |
| ATM transactions at other banks (including MoneyPass® and InterCept ATMs) |
10 free/month, then $1.50 each |
| Cashier’s check |
$5.00 |
| Check collection (domestic) |
$25.00 + costs |
| Check collection (international) |
$40.00 + costs |
| Check photocopy |
$5.00 |
| Check printing fees |
Varies by style of check |
| Child support check remittance |
$5.00 |
| Coin counting |
Free for customers & nonprofits; 5% for non-customers |
| Debit card rush processing |
$25.00 |
| Early account closing |
$35.00 if closed in 90 days |
| Foreign currency orders |
$15.00 + costs |
| Foreign drafts |
$20.00 |
| IRA Trustee to Trustee transfer (out) |
$50.00 |
| Legal (attachments, garnishments, levies) |
$85.00 |
| Lost passbook |
$5.00 |
| Money order |
$3.00 |
| Night deposit bags (locking) |
$35.00 |
| Night deposit bags (zippered) |
$10.00 |
| Notary service |
Free for customers |
| Online banking and bill payment |
Free |
| Overdraft account charge-off fee |
$50.00 |
| Overdraft protection (from line of credit) |
$10.00 per transfer |
| Overdrafts/NSF (per item)* |
$0 first time / $20 second time / $38 each additional time |
| Overnight delivery |
$25.00 |
| Research time |
$25.00 per hour |
| Returned deposited item |
$10.00 |
| Safe deposit box drilling (lost keys) |
$150.00 |
| Safe deposit late fee (after 30 days) |
1.5% per month; $5 minimum |
| Safe deposit box rental |
Varies by box size |
| Safe deposit box replacement key |
$15.00 |
| Savings/Money Market excess Reg. D. transactions |
$15.00 per item |
| Signature guarantee (limit $100,000 value per item) |
Free for customers |
| Statement copy/interim statement |
$5.00; $7.50 with images |
| Stop payment |
$33.00 (in person or by phone)
Discounted fee (online) |
| Telephone banking (1-866-805-2265) |
Free |
| Telephone inquiries (branch) |
Free |
| Telephone transfers (branch) |
Free |
| Wire transfer (incoming) |
$15.00 for customers;
$25.00 for non-customers |
| Wire transfer (outgoing domestic) |
$22.00 for customers |
| Wire transfer (outgoing international) |
$45.00 |
