Extraordinary Service

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FREE ATM Deposits and transfers at any bank’s ATM
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Automated Lines of Credit (From Checking)

Direct Deposit & Electronic Payments

• Minimum to open account = $100.00
• Earnings credit to offset service charges
  • Monthly fee = $7.00
  • Per check paid = $0.15
  • Per deposit = $0.20
  • Per deposited item = $0.10
  • Unavailable funds usage charge = Prime + 4%
  • Subject to reserve calculation of 10% of ledger balance
• Eligibility requirement: Business Accounts
• ATM Card available for deposits and transfers only
• Other: $15.00 fee if closed within 90 days

Please call one of our customer service representatives for more information on these accounts, including any fees you may be charged to own this account.

• For Non-profits, Organizations, and Sole Proprietors Only.
• Minimum to open account = $100.00
• Minimum to waive fees = $1,000 minimum daily balance
• If minimum daily balance is not met, the following charges apply:
  • Monthly fee = $6.00
  • Per check paid = $0.15
  • Per deposit = $0.20
  • Per deposited item = $0.10

Please call one of our customer service representatives for more information on these accounts, including any fees you may be charged to own this account.

• Very high rates for lower balances
• Competitive tiered rates based on a national money-market index
• Minimum to open account = $50.00
• Minimum to waive fees = $500 minimum daily balance
• If minimum daily balance is not met, the following charges apply:
  • Monthly fee = $2.00
  • Per check paid = FREE
  • Per deposit = FREE
  • Per deposited item = First 25 FREE, then $0.25 per item
• ATM Card Available for deposits and transfers only
• Special Money Market checks available ($5.00 for 40 checks)
• Limitations: Subject to Regulation D (If over six (6) pre-authorized debits per month (limited to three (3) third party checks) = $5.00 per item)

Please call one of our customer service representatives for more information on these accounts, including any fees you may be charged to own this account.

• Balance Reporting
• Zero balance accounts
• Sweep investment accounts
• Lockbox

Please call one of our customer service representatives for more information on these accounts, including any fees you may be charged to own this account.

• Pay Vendors
• Pay Employees (expense reimbursements and payroll deposits)
• Connect to EFTPS to make your tax payments

Contains features for scheduling, editing & deleting payments and transfers plus optional tools to manage employees deposits, tax payments and multiple user-permission levels.

Please call one of our customer service representatives for more information on this service including any fees you may be charged for use of this service.

With a desktop scanner located in your office and a high speed internet connection, you can securely make deposits to your accounts. Just choose the account you want to make a deposit to, enter the deposit amount, scan the checks, and with a few clicks of a mouse, your balanced deposit will be transmitted to Western Reserve Bank for processing.

Convenience

• Make check deposits right from your office, 24 hours a day, 7 days a week
• Prevents checks from being transmitted twice
• Safeguards against unbalanced transmissions
• Prepares deposit confirmations for printing
• Eliminates the time and expense of daily bank trips, the need for couriers to transport checks, or the need for expensive lockbox processing programs
• Prepares a virtual deposit ticket eliminating the cost of printing paper deposit tickets.

Security

• Completely confidential and secure using your Business Online Banking Access ID and Password.

Please call your account officer for more information on this service including any fees you may be charged to use this service.

• Letters of credit
• International Wire Transfers
• International Bank Drafts

Please call one of our customer service representatives for more information on these accounts, including any fees you may be charged to own this account.

• We’ll pick up your deposits
• Flexible pick-up schedule available
• More convenient than bank trips

Please click here or contact Michele Piechowiak for more information.

• Access to the VISA, MasterCard, Discover and American Express Networks

Please call us for more information.

• A package of services offering banking advantages for employees of our business customers

Please call us for more information.

Fees may affect earnings on the accounts.
Rates may change after the account is opened.